How to cancel the 8-yuan free fraud-free version?

Pudong Development Credit Card has a "cheat-free ultimate version" service, which charges a monthly fee of 8 yuan, once a month. Receive and automatically renew upon expiration. If you want to cancel this service, you can call Shanghai Pudong Development Bank’s credit card customer service hotline at 400-820-8788 or 021-38784988 and apply to the customer service staff for cancellation. Many customers cancel the "Extreme Edition without Fraud" over the phone.

However, even if the service is canceled, the fees collected for the current period will not be refunded. Of course, the service will still be provided until the end of the subscription period.

This service is mainly to prevent credit card theft. During the guarantee period when customers purchase this service, if the credit card in their name is lost, stolen or robbed, and if it is stolen by others within 120 hours of the official loss report, the customer can apply for a claim after reporting the loss through the Pudong Development Credit Card Customer Service Hotline and receive corresponding compensation. Compensation for the amount of fraudulent use, as well as compensation for the related costs of reporting the loss of fraudulent use of cards.

If you want to order the "Extreme Edition without Fraud", you can do so through the official website of Shanghai Pudong Development Bank, the credit card APP "Puda Xiben", and the official WeChat official account.

Terms and conditions of the extreme version of skimming:

Scope of application This product can only be ordered by the principal cardholder of the personal credit card account of Shanghai Pudong Development Bank.

Ordering method:

Cardholders can order through the official WeChat of Shanghai Pudong Development Bank Credit Card Center, official website, Pudong Xiben APP and other channels.

Activities and objects:

1. Activity content: Starting from April 13, 2020, you can experience it for free for the first 15 days after successfully ordering the "Theft-Free Ultimate Edition" series of products. After the expiration of the term, a unified fee of 8 yuan/month will be charged or renewed.

2. Activity target: Only cardholders who order the monthly package of this product for the first time, and each cardholder can only enjoy one free trial.

After the free trial period expires, a service fee of 8 yuan/month will be charged and the contract will be automatically renewed. If the cardholder needs to cancel the renewal or terminate the service, he or she can call the customer service hotline on the back of the Pudong Development Credit Card.

Charging and renewal:

A Shanghai Pudong Development Bank credit card in the name of the principal cardholder who has successfully ordered the "Extreme Edition of No-Fraud" series of products.

Scam transactions that occur in electronic cash accounts of IC credit cards issued by Shanghai Pudong Development Bank Card Center do not enjoy this protection service.

1. The unified charging standard for the anti-theft extreme version product is 8 yuan/month, and the subscription or renewal fee can be charged monthly (monthly package), quarterly (quarterly package) or annually (annual package) The deduction will be included in the current bill of the credit card used to order this product, and the cardholder will repay normally within the repayment period shown on the bill. The specific product cycle shall be subject to the actual product ordered.

2. For the first order, the payment will be deducted from the designated Shanghai Pudong Development Credit Card on the order date, and the service will be effective the next day after successful payment. If the cardholder does not stop the renewal procedure before the expiration of the current benefit service period, the service will be automatically renewed according to the original period of the actual ordered product (if the paid card account is in an abnormal state on the deduction date and cannot proceed normally) (Except for transactions), and the service fee for the same renewal period will be automatically deducted from the designated credit card account within three working days before or after the expiration of the current period's benefit service period, and so on. After the automatic deduction is successful for the renewal period, the service fee for the current period will be automatically deducted from the designated credit card account. The rights and interests will take effect on the day after the expiration of the service period.

3. If the cardholder wishes to cancel the renewal of this privilege, please call the customer service hotline on the back of the Pudong Development Credit Card. Fees collected for the current period will not be refunded, and the service will be provided until the end of the subscription period.

Why are credit cards stolen and what should I do?

1. If you still have the credit card in your hand, log in to the APP to check the card transaction category. If the card was swiped in another place, immediately go to a nearby ATM, supermarket, store, etc. to use the stolen credit card to make a purchase and keep it. A good POS machine stub proves that the card is still there and that the off-site purchase was not made by me.

2. Immediately call the card issuing bank to apply to freeze the credit card. Most banks’ credit card loss protection clauses (generally do not include transactions based on passwords and online transactions) can only compensate 48 hours before the user reports the loss. losses, and there are limits on compensation, so be sure to hurry up.

3. Report the crime to the local police station as soon as possible, present the original credit card to the case handler, and obtain the report receipt or hand-pressed notice and other documents. Timely reporting of losses and cases will help determine whether the genuine card appears at the cash withdrawal or consumption site based on time and space. The most important thing is to stay calm and call the police promptly after receiving fraudulent information. Never answer unknown calls and disclose personal information such as verification codes.

Extended information:

Methods to reduce the loss of credit card fraud

1. Set the daily limit and amount of credit card consumption. Limiting the amount per transaction can minimize losses.

2. Deposit a larger amount of current deposits in time deposits or purchase other investment products to avoid excessive losses at one time.

3. Activate the SMS notification service so that you can keep track of the fund changes in your credit card account at any time. Once an abnormality in the credit card is discovered, the cardholder can contact the bank as soon as possible to confirm whether the card has been stolen.

How to cancel/unsubscribe the ultimate version of Pudong Development Credit Card that is free of fraud

Card friend Xiaoqi said that she ordered the ultimate version of Pudong Development Credit Card that is free of fraud, and after using it for a few months, she felt that It’s no different from the minimalist version. I want to cancel it and continue using the minimalist version, but I don’t know how to unsubscribe. Now, let’s introduce to you the matters related to the Pudong Development Bank’s anti-theft version.

Following the annual fee exemption, Pudong Development Bank Credit Card has introduced another free measure - the "Universal Protection Plan", which provides all cardholders with anti-theft rights for free, truly achieving "no threshold" and "full coverage" "This plan has two versions, one is the minimalist version (free version) and the other is the extreme version (paid version).

When a cardholder is defrauded, he or she can immediately provide feedback to Shanghai Pudong Development Bank and apply for a claim. Depending on the fraud-free version, the fraud-free protection available is different:

1. Minimalist version: Provides free protection for 48 hours before reporting loss, and annual insurance coverage compensation of 5,000 yuan;

2. Extreme version: Enjoy 96 hours of protection against fraud before reporting loss and a cumulative insured compensation of up to 100,000 yuan.

Card holders who have higher protection requirements for their credit cards can order the Pudong Development Bank’s ultimate fraud-free version, which can better protect the security of your cards.

If you want to order the Pudong Development Bank’s fraud-free ultimate version, you can open the Shanghai Pudong Development Bank Credit Card Rights Platform on the homepage of the Pudong Development Credit Card official website, find the fraud-free service, and then enter the order page for the fraud-free ultimate version.

As you can see on the page, the extreme version charges 8 yuan per month, and a one-time fee of 3 months is 24 yuan. Click "One-click Order" to add it to the shopping cart and The order is successful once the payment is made, and it will take effect in the next month after the payment is successful.

Some friends here will ask, if I order the extreme version and no longer want it, can I cancel it? What we only know here is that the Pudong Development Express Edition is successfully ordered and will be automatically renewed when it expires. As for whether you can cancel the subscription, this still depends on the bank's regulations.

However, there is no unsubscribe button on the Ultimate Edition, so if you want to cancel this service, it is best to call the Shanghai Pudong Development Bank credit card 24-hour service hotline directly to transfer to manual service, and consult customer service to find out.

However, I think that the Pudong Development Express Edition only costs 8 yuan a month, which is not expensive. You can enjoy higher credit card protection for an extra 8 yuan, which is quite cost-effective. In fact, you can cancel it or not. It doesn't matter.

That’s all for the introduction on how to cancel credit card anti-theft brushing.