Credit card review is mainly based on a comprehensive assessment of assets, credit, etc. If you apply for a card through the counter, you can go to an ICBC branch near the place where you apply for the card with your personal ID and fill in the paper form on site. Complete the application form as required and attach necessary materials and return it directly to the business outlet for application.

Sufficient financial and credit certification materials can be provided when applying for a card, which will help the bank approve the card and grant an appropriate credit limit. The final approval result shall be subject to the card issuer.

Extended information:

Repayment method:

Inside the card issuing bank

This method includes: card issuing bank counter, ATM, online banking, Automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

Weiyintong POS mobile phone

Weiyintong POS mobile phone is a mobile financial system personal payment terminal, which can be used to directly swipe credit cards for repayment, as well as transfer and other services. Instant payment!

Transfer/remittance repayment

It is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

Online repayment

The more common online platforms in China include: UnionPay Online, Kuaiqian, Shengpay, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

Baidu Encyclopedia-Credit Card