Cash withdrawal is divided into cash advance and withdrawal of excess deposits (also known as overpayment). Among them, advance cash can provide small cash loans for cardholders. You can show your card and payment password at the counter or self-service equipment of any branch of our bank and withdraw RMB cash within the cash withdrawal limit. We will charge a certain withdrawal fee and interest for cash advance. Among them, the accumulated cash advance of domestic credit card accounts in a single day does not exceed RMB 2,000 (cash advance of ATMs and counter channels and main and auxiliary cards). )

Withdrawal of excess deposits requires a cash withdrawal fee, which is the same as that of cash borrowed in advance. (Except for special cards) Cash advance will generate corresponding handling fee and interest (except for special cards): 65,438+0. Domestic banks charge 1% of the transaction amount for cash advance, and the minimum handling fee is 1 yuan; 2. Other domestic banks make an appointment for cash collection (transaction amount 1%+2 yuan)/transaction, with the lowest 3 yuan; 3. For overseas cash advance, "Visa" and "Master" channels charge 3% of the transaction amount, with a minimum of $3 (or equivalent in other foreign currencies); 4. Handling fee charged by overseas UnionPay channels (transaction amount 1%+ 12 yuan)/transaction. Cash advance transactions do not enjoy interest-free repayment, and interest is charged at a daily rate of 0.5 ‰ from the trading day to the settlement day.

Cash advance requires a withdrawal fee of 65438+ 0% of the transaction amount, plus an inter-bank 2 yuan/transaction. From the bank bookkeeping date, the interest shall be calculated at the rate of five ten thousandths per day, and the compound interest shall be calculated monthly.

Generally, cash advance cannot reach three consecutive installments.

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.