It can be transferred directly to your credit card. After you borrow money from JD Gold Bars, you can transfer it directly to your credit card. However, this is not possible with Alipay Borrowing and WeChat Weilidai. The balance must be transferred first and then transferred to the credit card. All in all, in comparison, JD gold bars are more convenient to operate and use, and JD gold bars have excellent risk control, which can effectively prevent malicious theft.