If it cannot be restored, you can only resubmit the application.

The bank considers the applicant’s job nature and repayment ability.

1. Applicants should be between 18 and 60 years old;

2. Have certain financial ability and good credit record;

3. Original ID card and Copies;

4. Proof of work and income (these must be stamped by the employer);

5. Those with non-local household registration also need to provide proof of residence.

6. Individuals must also provide the following materials: a verified business license or tax registration certificate that proves they have been operating for more than two years;

7. Business premises contract or certificate of ownership (That is the real estate certificate).