No, if there is a record in the online system, it will be more difficult and it will definitely affect the application of a credit card.

Credit card application conditions:

1. Aged 18 and below 65 years old;

2. Second-generation ID card required;

3. Proof of employment and income stamped with the company’s financial seal;

4. No bad credit record;

5. Other proof of financial resources, such as real estate and cars , stocks, bonds, etc.

Materials for applying for a credit card:

1. Identity proof: copy of resident ID card or military officer ID;

2. Work and income proof;

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3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it and wait for the password letter .

6. Being over 18 years old is a mandatory requirement for applying for a credit card, but without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate under your name, or For fixed assets such as cars or if you have a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.