which college student loan platforms are good?
Hello, dear, there are the following platforms for college students' loans:
First, I come to borrow money
I come to borrow money APP claims to be the fastest platform for college students to borrow money, with a quota of 3-3, yuan, a loan interest of 1%-2% and a loan period of 1 -6 months. After successful registration, college students can borrow money quickly by filling in relevant information and taking photos with their ID cards and student ID cards.
my loan amount is 3-3 yuan, the interest is 1%-2%, and the loan period is 1 -6 months. Review the next payment on the same day. It only takes three minutes to pass the audit quickly.
Second, the famous school loan
The famous school loan APP is a college student loan APP launched by Nuo Nuo Pounder. You can apply as long as you register and fill in the student status information. The maximum loan amount is 1-5. The handling fee for borrowing money is .99%, calculated on a monthly basis. The funds can be received within 48 hours after borrowing money.
you can apply as long as you register and fill in your student status information. The maximum loan amount is 1-5. The handling fee for borrowing money is .99%, calculated on a monthly basis. The funds can be received within 48 hours after borrowing money.
Third, college student loans
Jiurong Finance mainly launched college student loans, entrepreneurial loans, school grass loans, school flower loans, and emergency loans. The borrower of Jiurong Financial College Student Loan can apply as long as he has a college degree or above, and only needs to prepare a student ID card and ID card. The monthly interest rate is .98% and the quota is 1-5, yuan. In order to facilitate the emergency needs of college students, Jiurong Finance specially opened emergency loan products, which are faster and easier to approve. The unified amount is 2, yuan, and the payment can be made within 3 hours.
IV. Lightning Learning Loan
Lightning Learning Loan provides the most flexible loan amount. It offers loans from 3 yuan, 5 yuan and 8 yuan for college students, and provides a flexible repayment period as short as 7 days and as long as 15 days according to the repayment ability of college students.
V. U-University Loan
It is mainly aimed at college students. The loan amount provided is 5 yuan, 8 yuan and 1 yuan, and the loan period is 1-4 days. The U family charges a service fee of (25.1%/ day) for each successful loan.
VI. U-ethnic college loan APP
U-ethnic college loan is a loan-borrowing APP aimed at college students' multi-faceted consumption habits. The loan amount is 1,-3, yuan, the loan term is 3-6 months, and the handling fee rate is 1.2%-1.9%. The longer the term, the higher the rate.
VII. Flash Silver APP
Flash Silver APP is aimed at 52 "people (2 years before graduation and 5 years after graduation). You only need an ID card and a bank debit card to borrow money, and the monthly fee rate is 1.5%-2%. The funds can be received on the same day.
VIII. Lightning Learning Loan APP
Lightning Learning Loan is a mobile phone software for college students' cash lending launched by Shanghai Zhuxin Finance. The biggest feature of the Android version of Lightning Learning Loan is that it can help college students solve their urgent needs, and they can use Lightning Learning Loan to borrow and lend money no matter they need urgent money in life, study and entertainment. Lightning Learning Loan offers loans to college students from 3 yuan, 5 yuan and 8 yuan, and it also has a flexible repayment period as short as 7 days and as long as 15 days according to the consumption ability of college students, so it is very convenient.
However, college students are advised not to spend in advance and not to use online loans. If it is overdue, it will have a great impact on themselves.
I hope this answer can help you.
App, which is easy for students to borrow small amounts of money
College students have strong purchasing power. However, due to lack of financial resources, many college students try to borrow in various ways, and a large number of college student loan scams have followed. Compared with other loan channels, mobile phone loans are often more standardized and safer. So, what are the mobile phone loan softwares suitable for college students? The following are the mobile phone loan software that I have compiled for college students. Welcome to read it.
first, quick loan
quick loan has introduced the function of mobile phone credit card in China, and applicants can apply for loans only by binding their mobile phones. The loan amount of quick loan is between 2 million yuan and 1, yuan, which is considered as a fairly good loan in mobile phone loan products. If you are not satisfied with your own loan amount, you can also increase the loan amount by sharing the loan in a circle of friends. It is a very suitable loan software for college students.
second, the famous school loan
the famous school loan is a credit loan service specially launched for college students, aiming to help students solve the financial pressure and realize their dreams in advance. According to the student's borrowing purpose and personal actual situation, the famous school loan can tailor different solutions for each student, so that students can easily realize their wishes through installment payment. At present, the loan can only be used for formal purposes, and the loan amount is between 1 and 5.
Third, JD.COM Gold Bar
The purpose of college students' loans is more to satisfy the desire of consumption and purchase. As an upgraded version of JD.COM White Bar, JD.COM Gold Bar is very attractive in satisfying college students' consumption and purchase. Applicants can apply for JD.COM gold bars as long as they have passed the JD.COM White Bar and have a good consumption record of JD.COM White Bar, which is very simple for college students.
IV. Youth Wallet
Youth Wallet is a loan product for young people, which is very fast in review speed and next payment time, which is in line with the fast-paced consumption mode of college students. College students only need to upload their personal information truthfully and get a loan by checking the phone.
V. Baidu has money to spend
Baidu has money to spend is a mobile phone loan under Baidu Finance. The application threshold is relatively low, and the speed of review and payment is good. Baidu has money to spend' interest rate at 2. 8%—8。 4%, interest is calculated on a daily basis, and early repayment is supported, which will not cause excessive repayment pressure to college students.
VI. Water Elephant Staging
Water Elephant Staging is a small short-term loan software. At present, Water Elephant Staging focuses on the youth market with its flexible loan model. The loan amount is relatively small, ranging from 5 to 5,, without any guarantee or mortgage, and the loan speed is powerful, and the operation is simple and convenient. In terms of repayment, there are many repayment methods available by stages, which is very suitable for college students with unstable income.
These loan softwares are newly launched, and interested college students can try to get loans.
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regular apps that college students can borrow money
1. Common regular apps that can borrow money include Alipay, WeChat, Anyihua, and you and me.
1. Alipay: Alipay is the most common payment software. You can apply for borrowing money by clicking Ant Borrowing on Alipay My page, but Ant Borrowing is only available to some Alipay users at present. This product is believed to be familiar to all Alipay users. It is a loan service platform launched by Alibaba. The large database behind the platform will provide different quotas according to users with different sesame credit scores. The maximum quota can reach 3, yuan, and the longest repayment period is 12 months, which supports borrowing and returning.
2. wechat: you can borrow money by logging in to the wechat client and clicking my-payment-micro-loan. micro-loan is only available to some users. if you don't see micro-loan on the payment page, it means that it is not open to this user at present.
3. Anyihua: Anyihua is a credit product under the immediate consumer finance company, with a loan amount ranging from 1, to 5, yuan.
4. Loan between you and me: Loan between you and me is a platform in peer-to-peer lending. You can apply for a loan by downloading your loan app on your mobile phone.
second, what should be paid attention to when app borrows money
first, choose the amount and term of the loan reasonably. The amount of the loan needs to be determined according to one's own economic situation, and one's own economic repayment ability needs to be considered, so as to avoid excessive repayment amount and excessive pressure in each period. Generally speaking, the loan term means that the interest will increase with the increase of loan time, so we should try our best to choose a loan whose time and interest are within our repayment ability according to our own situation.
second, we should carefully check the relevant contracts of the online loan platform to avoid any regulations that are not in line with our own reality or are unacceptable to us.
Third, be rational in repayment. It is best to use the remaining funds for investment in other things while being able to repay each loan, so as to get the maximum profit. Many people who have been cheated by online loans have not carefully read the relevant contracts and regulations, which leads to their inability to have a good legal advantage in winning the case. If you are a college student at school, it is not recommended to use online loans, because you have less experience and can't distinguish between true and false, and you are likely to be tempted by fake online loans, leading to your own debts. Article 26 of the Provisions of the Supreme People on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases promulgated by the State Council defines the interest rate ceiling in the lending relationship and the rights of lenders.
Which college student loan platform is reliable and easy to pass
Which college student loan platform is reliable and easy to pass
It is easier to pass the loan application of users for current loan, 36 loan, rich flower, comfortable flower, banyan loan, micro-loan, JD.COM gold bar, Gome Easy Card, installment music, auction loan, repayment, 58 easy-to-borrow foreign currency jar, enough flower and good-term loan. However, whether the loan platform finally passes the user's loan demand depends on the user's current personal qualifications. The higher the personal qualifications (the higher the education, the more stable the work and income, the better the credit record, and the less the debt), the easier it is for the loan platform to pass the user's loan application, and vice versa.
If there is demand, we recommend you to use Money Flower. Money Flower is a credit service brand under Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 218), and the big brands are trustworthy with low interest rates. Money is spent-full of easy loans, the maximum loan amount is 2,, and the daily interest rate is as low as .2%.
Click online to measure the amount
It has the characteristics of simple application, low interest rate, quick loan, flexible loan and repayment, transparent interest rate and strong security.
I'd like to share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully!