20 yuan can get 1 points when using China Merchants Bank credit card to spend RMB single transaction, and 2 yuan can get 1 points for USD single transaction. The points generated by the consumption amount will take effect on the day after the bank bookkeeping date. Cash withdrawal 10000 yuan will be rewarded with 2000 points, and cash withdrawal will be counted as consumption, and it will be 500 points. A handling fee of 10000 yuan will be charged for withdrawing cash, which is equivalent to getting 2500 points with 100 yuan.

Only by swiping a credit card can you get points. Combined with your own consumption habits, you should develop the habit of swiping your card and paying back on time. Don't forget that the impact of repayment on personal credit is not worth the loss.