China Agricultural Bank's credit card billing date is 25 days from the repayment date. Billing date 17, repayment date 12, consumption is recorded in next month's bill 17, and repayment date is next month 12.

Consumer credit cards are divided into billing date and repayment date, and the current statistical bills need to be repaid before the current repayment date. The period between the billing date and the repayment date is 18-25 days. The billing date is the previous billing date and the consumption statistics before that date. If it is consumed before the current billing date, it needs to be repaid before the current repayment date. If it is consumed after the bill, it will not be included in the current repayment bill, and it needs to be repaid on the next repayment date, so (if one day of each month is added) the interest-free period is the longest, reaching 49-56 days. If it is the day before the billing date, it needs to be repaid on the repayment date, and the interest-free period is the shortest, only 18-25 days.