The business process of Minsheng Bank's credit card processing can be roughly divided into the following steps: filling in the application form, preliminary examination by the account manager, and re-examination by Beijing Credit Card Center. After the approval, Shenzhen Business Card Center will make a credit card with personal name on it and mail it to me directly.

The condition for applying for Minsheng Bank is the so-called person who can apply for Minsheng Bank credit card. There are the following groups of people:

1. Applicants must have credit cards from other banks for more than 30,000 years. Meet this condition to achieve second batch, more than 90% of the card withdrawal rate starts from 30,000 to 50,000.

2. The credit record is good, and you can only apply if you don't have a record of applying for a Minsheng Bank credit card within 30 days to 3 months.

3. The applicant must have a credit score of 600 or more for Alipay Sesame.

4. For customers with college education or above, Minsheng Bank credit card is the first choice.

5. Applicants who normally purchase social security for half a year can apply for social security contributions with a base of more than 3,000.

6. The applicant has a mortgage car or a full car, a mortgage house or a full house under his name. At present, customers who are not overdue in the repayment of their mortgage houses can apply for a credit card from Minsheng Bank, starting from 50,000 yuan with proof of assets.

7. Minsheng Bank prefers female customers, and the success rate of male applications is lower than that of female applications.