There are credit cards for China Merchants and Guangfa, and credit cards for foreign exchange are used to deposit money, but the money is paid out to the savings card. Will this affect credit for a long time? hello! China Merchants Bank Credit Card (hereinafter referred to as the credit card) is a credit payment tool issued by China Merchants Bank Co., Ltd. (hereinafter referred to as the card issuer) to the public, which gives cardholders a certain credit limit, and cardholders can spend first and then repay within the credit limit. It has the functions of consumption expenditure, installment transaction, credit loan, cash deposit and withdrawal and transfer settlement.

please use it according to the above agreement and make repayment according to it, which will generally not affect your personal credit.

for more credit card usage rules, please refer to "Credit Card Charter of China Merchants Bank":

/Common/Default.aspx? pageid=zhangcheng