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What if my ID card is stolen and my credit card is overdue?
Legal analysis: I don't have to bear the consequences if my ID card is stolen. As a credit card holder, once he can't repay on time due to unemployment, illness or other unexpected circumstances, before the deadline for repayment comes, the cardholder should take the initiative to call the bank credit card center to state his financial situation, declare that he is not maliciously in arrears, and apply for deferred repayment and interest concessions.

Legal basis: Article 17 of the Law of the People's Republic of China on Resident Identity Cards commits one of the following acts, and the public security organ shall impose a fine of more than 200 yuan but less than 1,000 yuan, or detain it for less than 10 days. If there are illegal gains, the illegal gains shall be confiscated: those who use other people's identity cards falsely or use fraudulent identity cards. Buying, selling or using forged or altered resident identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.