The call back of Minsheng Bank's credit card was affected by colleagues hanging up. If a colleague hangs up on Minsheng Bank's credit card phone during the return visit, it may have a certain impact on your credit score and application record. Because the bank will record your answers and performance during the return visit, if there is any interruption or impolite behavior during the return visit, it may be considered as one of your bad credit performance. In addition, if a colleague hangs up the phone and pays a return visit, it may cause the bank to be unable to obtain your complete information, thus affecting your credit score. Returning a phone call with Minsheng Bank's credit card was affected by my colleague's hanging up.