Told how to prevent credit card fraud? Credit card fraud prevention method 1. Do not easily disclose personal information to others, including your ID number, bank card number and other information. If you have any doubts and need to report the crime, please report it in person Go to a bank or other financial department for consultation or report a crime to the local public security bureau. Do not call the phone number provided by the fraud suspect to report the crime. 2. Pay attention to the safe use of online banking. Install necessary anti-virus, anti-Trojan software and online banking security controls, confirm that you are logging in to a real bank website, do not easily accept unfamiliar files, and do not easily use other people's computers to log in to online banking. 3. Be vigilant when using self-service banks. At present, self-service bank doors have gradually been transformed into push-button opening types. When withdrawing money from self-service banks, if you find suspicious devices at the entrance or exit of the automatic bank or prompt messages such as "Press password to confirm", do not swipe your card. and enter the password, and report to the bank and public security organs in a timely manner. 4. Pay attention to separating cards and ID cards. Many people put ID cards and bank cards together in life. Once lost or stolen, the cardholder's funds are highly likely to be lost. 5. When swiping a credit card for consumption, you must confirm whether it is a UnionPay POS machine. After swiping the card, you must sign the shopping settlement statement. At the same time, you must also pay attention to whether there are repeated problems and prevent the returned bank card from being transferred. In addition, the signature style should be as consistent as possible with the signature on the card. 6. Try to activate the bank's instant messaging service. This will make it more convenient and timely to grasp the consumption and money withdrawal information of your bank card. 7. Protect bank card passwords. When using bank cards for consumption or withdrawal, it is a human-computer dialogue process. Once the card number and password are correct, the machine will operate by default. The initial passwords of many cards are the same, such as a string of 6, a string of 8, etc. , the password should be reset in time to prevent criminals from taking advantage of it. 8. Pay attention to whether there are any suspicious cameras. When operating an ATM, if you see some small notes on the side, such as emergency notices, indicating that the machine is broken, ask the cardholder to call a certain number or provide password information. , be vigilant and don’t be fooled. Fraudulent methods 1. SMS notification of "friendly" guidance. Scammers pretend to be bank staff and notify you that your credit card has been used successfully in a shopping mall, and leave a phone number for inquiries. When you call to ask if you have any questions, the scammer will "kindly" guide you to operate the ATM machine, and use various excuses to induce you to transfer the money to his designated account. 2. Call to ask for the password. The scammer falsely claims that your credit card has been stolen and the suspect has been caught, and requires the deceived person to report the card number and password to "bank staff" to avoid "the credit card being frozen." Once you give your relevant information to the scammer, the amount on your credit card will be stolen. 3. Fake websites are tempting to be fooled. Scammers clone the real bank website and then advertise on it that the online bank is offering a lottery. When you click to enter, you will be asked to enter your card number and password. 4. Post “notices” to induce you to transfer money. Scammers often post a notice on the ATM machine such as "Bank system failure, please follow the following procedures, otherwise you will be responsible for the consequences." When you follow the prompts, the amount on the card will be transferred to the scammer. 5. Create the illusion that the credit card has been swallowed. Scammers first trick you in the ATM machine to prevent you from taking out your card, and then pretend to be a kind person to remind you to re-enter your password. When your operation fails and you go to the bank business hall to inquire, the "good Samaritan" will take the card away. 6. When playing a double reed, the performance can be changed instantly. When you finish your business but have not yet taken out your card, someone next to you asks you a question. While you were turning around to speak, another person next to you had already changed your card. 7. Peep the password first before taking action. When you withdraw money or use your card to make purchases at an ATM machine, the thief has secretly tracked and written down your password, and then waits for an opportunity to steal your bank card and use it. 8. Peeping at the victim’s personal information. Some customers do not have a strong awareness of personal information protection when handling banking services, so some scammers use their super memory to write down the victim's credit card number, ID number, name, and bank card password, and then forge the victim's ID card to the bank. Open online banking and take the victim's deposits as your own. 9. Fraud in the name of payment.
After scammers tried their best to find the information of certain companies, they called and pretended to pay a deposit before ordering, and asked the financial staff to check it in time. A day or two later, the scammer will ask again if the payment has been received. When the financial staff responds that they have not received the payment, the scammer will provide a so-called bank phone number for the financial staff to verify. After the automatic answering call is connected, it will remind you to enter it. Account number and password. When the scammer obtains the account number and password, he will immediately forge his ID card and go to the bank to withdraw money. However, prevention in our daily lives is still very important, which can effectively prevent credit card fraud and prevent our property from being damaged. For example, we should pay attention to the specific amount of the shopping list when signing a shopping order, pay attention to suspicious equipment when using automatic teller machines, and refuse to talk to suspicious people.