It's best not to let others do it for you. It's essential to guard against people. The following small series will show you a case: 43-year-old Qu is the boss of a leather bag company. In the second half of 2002, Qu became addicted to gambling, but because he lost more and won less, he often made ends meet. In order to raise gambling funds, Qu Yu1October 29th began to overdraw the ATM with his own bank credit card 165438. However, once 80,000 yuan within its credit line is invested in the casino, it will soon be wiped out. In order to raise more funds to turn over the books as soon as possible, Qu turned his attention to his relatives and friends around him. According to the investigation, during more than half a year from 65438+February 2002 to July 2003, Qu sometimes lied that he had an agreement with the bank or that his company had to complete a certain number of card processing tasks, and cheated all relatives and friends who could be cheated. In addition to his own two credit cards, Qu handled 46 credit cards for 42 other people, including his wife and brother. In order to confuse the cardholder, Qu always goes to the bank in person and goes through the relevant formalities with the cardholder at the bank counter for unfamiliar friends. Subsequently, he lied that he couldn't get the credit card that day, enthusiastically expressed his willingness to help him get it after he finished it, and easily took the cardholder away. He turned and took out these credit cards from the bank counter and secretly opened the sealed credit card password bag. After learning the password, he took cash in the name of the cardholder through transfer, ATM, and false consumption on the POS cash register. Many times, on the day of getting the credit card, Qu completely overdrawn the credit limit of the credit card. When the real cardholder gets the credit card, he doesn't know that he has unwittingly carried a huge debt of tens of thousands of yuan. In just half a year, Qu used these credit cards to overdraw 3.74 million yuan in the bank for gambling, not a penny left. Because two credit cards with credit lines of 80,000 yuan and 654.38+10,000 yuan have been overdrawn170,000 yuan respectively, and have exceeded the prescribed repayment period, the bank's repeated collection efforts have all fallen into the sea. In July 2003, the bank issued the "Bank Collection Notice" again. After Qu signed for it, he knew that there was nothing he could do, so he hurriedly packed his bags and ran away. Qu, who fled to Zhongshan City, Guangdong Province after being chased by the public security organs online, was caught red-handed in a hotel on April 16 last year. Liu Jianzhong, director of the Public Prosecution Department of the People's Procuratorate of Qingdao, pointed out that in this case, the swindler succeeded mainly by taking advantage of the carelessness of relatives and friends. Qu tampered with the password bag, and you can find it with a little attention; If everyone can go to the bank to check or change the password in time after getting the credit card, the liar's trick will not succeed. These careless cardholders were taken to court by the bank because their credit cards were overdrawn. After receiving the bank's dunning notice, some cardholders borrowed money from mortgaged houses to pay back the money under the great pressure of increasing interest and late payment fees, with the maximum amount reaching 6,543,800 yuan.

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.