I suggest you call the Credit Card Customer Service Center (95566) for consultation. Their system can check your repayment and debt records. If you don't know which bank to check, it will be time-consuming and laborious to make a phone call. At this time, you can use the website of Bank of China (www.boc.cn) to inquire, and you can use the computer directly.

Go to the bank's website, find "application progress inquiry" and click to enter the inquiry page. Select the certificate type, enter the certificate number, and then click "Query" to find the results. Note: As the documents for applying for credit card support include passport, ID card, etc. If you have multiple documents, you'd better try to check them all.

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Advantages of credit card loans

The advantages of credit card loans in bank loans are very obvious. Credit card loan approval is very fast. According to the different regulations of different banks, it can be successfully handled within one or two working days. Moreover, the procedure is very simple. You can apply for and handle loans by telephone or online, which greatly facilitates people's handling process and effectively meets people's loan needs.

Credit card loan processing flow

1. Apply to the bank

In order to effectively carry out credit card loans, the most direct way is to apply to the bank effectively. However, due to the regulations of the bank, the application should be called cash installment application, not credit card loan.

Step 2 provide effective information

When applying to the bank, the customer service staff will ask the user some questions.

It is the card number of the credit card, the user name and the three digits behind the credit card, which is the CVV code.

It is to understand the purpose of users applying for cash installment.

Confirm the number of cash installments, the customer service will give the user a detailed introduction, including the handling fee rate, but also under the explanation of the customer service staff, and then the user will choose the appropriate number of installments to repay according to the actual situation.

3. Banks need to do audits.

After the user applies for cash installment, the bank will effectively review the user's application, including reviewing the user's personal data, such as whether it is handled by himself, whether the personal data is accurate, etc., and also reviewing the user's loan amount, which is closely related to the user's usual credit history and repayment situation.