Of course. The grace period for credit card repayment of CCB is three days. If the cardholder fails to repay the loan on the credit card repayment date of CCB, as long as the cardholder repays the loan within the three-day grace period, it will not be overdue and will not charge liquidated damages. However, if the cardholder fails to repay within the three-day grace period, it is overdue. In this case, CCB will upload the overdue records to the central bank's credit information system, leaving a bad record in the cardholder's personal credit information record.