Large-value credit cards in Wuhan can be processed at all major banks.

Personal data preparation:

① Original ID card;

② Proof of income and employment issued by the unit, which must be stamped with the official seal or financial or labor seal;

p>

③ Tax payment certificate (you can go to the local tax bureau to get your ID card and print out the tax payment form for the latest year).

Obtain the application form: You can obtain it directly at the bank's credit card center, download the application form yourself at the bank's credit card center, or fill out the application form directly online.

Supplementary conditions for large-amount credit processing:

① Whether you have a local fixed phone number (having a local fixed phone number indicates a stable place of residence, which will increase the bank’s credit evaluation score ; /p>

④ Whether there is a house (owning a house has a higher score than not having a house, and living by yourself has a higher score than living with parents);

⑤ Educational level (the higher the education level, the higher the score );

⑥ Nature of the work unit (the more stable and well-known the work unit is, the higher the score. For example, government institutions, large state-owned enterprises, and Fortune 500 companies all have higher scores);

⑦ Position status (the higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).

Notes on card application:

① Already have a credit card. If you already have one or more credit cards and have a good repayment record, just note that a good consumer credit and repayment credit are the keys to applying for a large credit card.

② No credit card has been used. In this case, it may be difficult to apply for a credit card with a large limit.

a. Various income and asset conditions determine whether to approve the card and the size of the credit limit. This is very simple. You can provide a weighty asset certificate, such as income certificate, house ownership certificate, mortgage purchase certificate, car ownership certificate, bank deposit certificate or securities certificate, etc.

b. Secondly, other certificates that can prove personal abilities such as your work unit, personal abilities, and application experience will also help you obtain large credit cards, such as academic certificates, technical level certificates, and other qualification certificates.