No, you swipe your card on the 3rd. On the contrary, the repayment period is the shortest. The repayment date of ABC's credit card is 25th after the bill date, while the bill date of your credit card is 3rd of each month (fixed), so the repayment date is 25th after the bill date, that is, 28th of each month.

65438+1October 4th-February 3rd is a billing cycle. For credit card consumption in this cycle, a bill will be generated on February 3, and February 28 will be the final repayment date, and so on.

Therefore, if the bill is swiped on the same day, the interest-free period is the shortest, only 25 days (swiping the card on May 3 and repaying it on May 28). If you swipe your card after the bill, the interest-free period is the longest, only 56 days (swipe your card on May 4 and repay it on June 28). Be sure to know the billing date and repayment date of your credit card so as not to miss it.