Credit cards are generally repaid in full and on time, without interest, otherwise interest will be charged. Generally, the daily interest rate is five ten thousandths. If it is 1 000 yuan, the monthly interest will be 1, 500 yuan, and the compound interest will be calculated monthly.

In addition, the withdrawal also requires certain interest and handling fees. Interest is calculated on a daily basis, which is also 0.5% (minimum 2 yuan/transaction).