Credit cards issued by domestic banks in conjunction with international credit card organizations include Visa and MasterCard. It is more convenient to use these two credit cards abroad in the future, and UnionPay cards are the main ones in China.
Visa card was issued by Visa International at the end of 1982. The types provided are ordinary card, gold card, platinum card and unlimited card. Support more than 29 million merchants around the world; Meet all kinds of payment and living needs; At the time of settlement, you can apply through visa channels, bank counters, mobile banking and bank official website.
MasterCard was founded in 1966, with its global headquarters in new york in the eastern United States, and entered China on 1988, becoming the first international payment company to enter China. All major commercial banks in China are members of MasterCard. MasterCard provides global business contacts for global financial institutions, governments, enterprises, merchants and cardholders.
MasterCard and visa can directly return RMB in China after consumption abroad, and the bank will automatically convert it into foreign currency for return. Pay attention to the exchange rate when returning to avoid insufficient return quota. Finally, when users who do not go abroad apply for credit cards, they can choose UnionPay credit cards for their daily use.