Second, the account cancellation process:
1, the cardholder carries relevant certificates to the bank counter to verify his identity. (mainly to confirm that the bank card holder himself cancels the account)
2. Enter the bank card password to confirm that there is no balance in the bank card account. If there is still a balance in the bank card, the cardholder can choose to directly withdraw or transfer it to other bank card accounts to complete the bank card account settlement.
3. Cancel the bank card, and cancel the online banking and bound mobile phone number associated with it.
Extended data:
For a bank card that has not been used for more than 6 months and has no balance, the bank will back it up as a dormant card.
The bank credit card that has been opened needs to pay an annual fee and does not have the automatic sleep function. If you don't meet the conditions of annual fee exemption, you need to pay the annual fee. If the balance is insufficient, you will also be fined for late fees.
There is no annual fee for unopened bank credit cards and there is no need to cancel them. After the activation date, it will automatically become invalid.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system hopes to make this dream of "no cheque, no cash society" come true in the near future.
References:
Baidu encyclopedia-bank card