1. Counter inquiry
Any bank card-related information can be inquired through the business outlets of the counter issuing bank, and credit card credit limit inquiry is no exception. The specific method is very simple, just bring my ID card and credit card to the local bank business hall for inquiry. However, there are great disadvantages in this method. The author has gone to the business halls of various banks for many times, and the situation is almost without exception. All of them are crowded. First, they get the number by themselves, and then they wait in the waiting area. There are as few as 2 people in front and as many as 3 to 4 people. Therefore, even if they handle a very simple business, it often takes almost half a day. Therefore, if you are busy with your work and just want to make a simple credit card credit limit inquiry, you'd better choose telephone inquiry or online banking inquiry.
second, telephone inquiry
each card-issuing bank has its own customer service telephone number, and customers can consult by telephone if they have any questions. The operation is convenient and simple, you only need to choose the service you need according to its prompt, and you can connect to manual consultation if necessary.
third, online banking inquiry
In today's society, the internet has entered thousands of households, and online shopping, stock trading, payment, business handling and other services are readily available. Credit card credit limit inquiry can also be solved through online banking. The operation is very convenient and quick. You only need to log in to the personal online bank of the card bank to make corresponding inquiries.
in addition to the above three conventional methods, credit card credit limit inquiry can also be checked and calculated by bank statements or electronic bills mailed regularly. For example, when the credit line of a bank is overdrawn and its balance is negative, the credit line of the credit card is the available line MINUS the credit card balance; When the balance is positive, the available credit limit is the actual credit card limit.