Available credit limit refers to the unused credit limit in your credit card. The calculation method is as follows: credit line-unrecorded amount-accumulated used unrecorded amount = available amount.

If your credit card limit is not enough, you can apply for a temporary credit limit, and the success will be subject to the system audit results.

You can apply for increasing or canceling the quota through the following channels (except for business cards). 1. You can log in to credit card online banking at any time and click Account Management-Account Limit Management-Temporary Limit Adjustment to apply. We will review the card usage according to the cardholder's consumption and repayment. 2. Telephone voice self-help: Call the credit card customer service hotline and enter 2-3- 1 as prompted to apply.