To apply for a bank credit card, you need to write a proof of income at your workplace. Generally speaking, you don't need proof of income to apply for a credit card, which depends on which bank you are, but the work place you fill in should be true. . If you apply for a credit card for the first time, 99% people will call your company's landline number to confirm whether you really work for any company. If you make an appointment to apply at home, the bank staff will come to your company to take photos. .
Working in a private enterprise can't provide work income. How can I get a credit card to find a familiar canteen or something? Put in a good word with my boss. They all have stamps. Please make a proof of income and ask them to stamp it for you.
How long will it take to apply for a credit card and be rejected next time? I applied for a credit card when I changed jobs before, so I know.
Generally speaking, the time interval between your two applications is more than one month.
That is, you can continue to apply for a credit card after one month.
Excuse me, how to write the work certificate required to apply for a credit card? (The work unit is a public institution) The bank requires proof of income.
profit and loss statement
XX Bank _ _ _ _ _ _ _:
The formal (hired) employees of our company have worked in our company for years, and now they are engaged in work, education, professional title and position, with an average monthly income of RMB (in words). Among them, wage income is RMB yuan, and other income is RMB yuan. Married (unmarried), name of spouse. We hereby guarantee that the above certificate is correct and true.
Hereby certify!
Official seal of the unit or seal of the personnel department:
Date:
Unit phone number:
Unit address:
I am a full-time wife. I want to get a credit card, but what if there is no job at work? What proof do I need to submit to apply for a credit card?
1, valid identification
In the same way as the routine handling, the unemployed also need to provide their valid identification, that is, a copy of their ID cards. You must be between 18-60 years old and have full capacity for civil conduct.
2. Proof of deposit
Before submitting an application for handling a credit card, you can open an account with the issuing bank and deposit a certain amount of cash. Of course, the higher the amount, the better. When applying for a credit card, banks will have a certain repayment ability when they see deposits, which will also improve the success rate.
3. Proof of residence
You can provide the bank with any of the water, electricity, coal or fixed-line telephone bills in the past three months. Applicants with personal property can also provide property ownership certificates. After submission, the possibility of approval will be greater and the amount will be higher. If you rent a house, you can provide a lease agreement for public rental housing.
4. Social security certificate
If you don't have proof of income, you can choose to provide personal income tax payment certificate or personal social security fund account payment details to the bank, or you can use it as proof of credit card.
How to write the area code of the work unit applying for Pudong Development Credit Card? You can consult the customer service of the local bank. Counter processing flow is as follows:
1. Go to the bank outlet that handles credit cards, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;
2. Submit copies of certain certificates and vouchers to the issuing bank;
3. After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;
The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have his signature;
5. The credit card processing process is basically completed, waiting for the issuance of credit cards.
There is no work unit, just a self-operated unlicensed small supermarket. How to apply for a credit card (China Merchants Bank) The most important condition for applying for a credit card is that you are at least 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you have no job and are self-employed, you can provide copies of business licenses and other materials; If you are a freelancer, you can try to apply by providing a copy of proof of income and economic strength. Tips: Credit card verification is subject to the final audit result.
I had a job when I applied for a credit card, but now I quit. Can I use my credit card again? Yes, you can use it at any time if you want to repay normally.
I am an excavator driver. What if I don't have a work unit? I'll find a stall on the street to collect credit card business. I just need an ID card and a business card. Generally, it's ok, but the quantity will be lower. A company can set up a small company at will, or a company of acquaintances or friends.
However, I remind you that credit cards cannot be used for nothing. If you overdraw, you have to pay it back next month at the most. If you don't have a certain economic ability, you'd better not do it. Once you overdraw, you can't pay it back, and the interest is so high that you can't pay it back anymore. The bank can sue you. And your credit will be affected for many years to come.