Usage evaluation of Bank of Communications standard credit card First of all, the Bank of Communications standard credit card annual fee is 140 yuan, the first-year annual fee is waived, and the second-year annual fee is waived by swiping the card 6 times. The interest-free period is up to 56 days. The design concept of the Bank of Communications standard credit card: the spirit of the carp leaping over the dragon gate, the majesty of the phoenix dancing in the nine heavens. These noble and auspicious spiritual animals in traditional culture have spread all over the world as contemporary China integrates with the world. The card design of the new Bank of Communications Pacific Dual Currency Credit Card appropriately reflects your outstanding status as a backbone of the times. Enjoy the privilege. Whether you are in a fashionable city, an ancient cultural city, or a water town in the south of the Yangtze River, you can enjoy the discounts offered by merchants in many cities across the country. The "Exclusive and Superior" merchant preferential program allows you to taste fashionable life as you please, and enjoy surprise privileges from merchants in the five major categories of fine wine and food, consumption and shopping, travel and leisure, health and beauty, and jewelry and beauty, thereby demonstrating your superior VIP status. Enjoy life with courtesy. The "Lixiang Life" points reward program allows you to get a wide range of free gifts while swiping your card to enjoy the ideal life! Earn 1 point for every yuan spent in RMB and 7 points for every dollar spent in foreign currencies. We will publish a new points reward book every few months. Each issue has a different series of exquisite and fashionable gifts. You only need to call the 24-hour customer service hotline to enjoy an exclusive one-stop point redemption and easily get your favorite gifts. Enjoy the world. The "Ocean World" flight mileage plan has teamed up with 6 major airlines to provide you with travel services, providing the most extensive domestic airline choices and more than 1,000 free routes around the world, allowing you to fly around the world with ease! For overseas use, repayment is in local currency. Regardless of whether you use this card at home or abroad, you can choose to repay in RMB in the end to avoid the inconvenience caused by insufficient foreign exchange abroad. Various repayment methods save time, effort and worry, allowing you to arrange funds reasonably and travel and shop more freely. Spend money and enjoy interest-free. There is no need to pre-deposit cash in the card. You can enjoy the consumption experience of swiping the card first and repaying later. The interest-free repayment period is up to 56 days, making it easier to manage your finances.