Does the questioner want to ask, "I have a credit card tied to my mobile phone, can I borrow money from Mobile 360?" Can. The technology loans in 360 are based on credit cards. When you have a credit card, it proves that the bank's credit has been reviewed, and 360 Loan is relatively safe, so you can get a loan. 360 IOU is a consumer credit product under 360 Finance. The maximum loan amount is 200,000, and you can apply for it if you are 18 years of age or older. This product is a formal online loan product. 360 Finance has relevant financial licenses, and the interest on the product is also compliant and legal. The borrowing interest rate of the product is mainly determined by the borrower's credit qualification. The better the credit qualification, the lower the borrowing interest rate, which can be as low as 0.027/day.