1. Most of the ETC credit cards currently issued adopt the method of separating ETC single-purpose cards and credit cards. Insert the ETC single-purpose card into the vehicle-mounted device, and the high-speed tolls generated will be deducted from the bound credit card account. ETC credit cards do not require recharging deposits in advance. What is deducted is the overdraft limit of the credit card. The used limit will be included in the credit card bill and will be settled once a month.

2. The bank will issue a credit card bill, and the car owner can transfer the outstanding amount to the ETC credit card before the final repayment date according to the repayment amount shown on the bill. Funds can be transferred to ETC credit cards through various repayment channels such as automatic repayment by binding a savings card, over-the-counter repayment, ATM machine repayment, online banking repayment, and mobile phone repayment.

3. The high-speed tolls incurred by using ETC credit card will be deducted from the bound credit card account. ETC credit cards do not require deposits to be recharged in advance. The overdraft limit of the credit card is deducted and is settled monthly based on the bill issued. Repayment can be made through various channels such as automatic repayment by binding a savings card, over-the-counter repayment, ATM machine repayment, online banking repayment, and mobile phone repayment.