It should be noted that, generally speaking, if your credit card is frozen and you go to an ATM to repay, it is easy to swallow the card. Therefore, it is best for you to go to the corresponding counter with your credit card and ID card to apply for a credit card. For repayment business, after repayment, I should call the credit card center promptly to explain the situation and apply for re-opening of the credit card.

Supplement:

If the cardholder does not repay the full amount after the due payment date and does not choose the minimum repayment amount, he may face the following measures taken by the bank:

1. Consumption payments no longer enjoy interest-free repayment treatment. The card-issuing bank will calculate interest on the principal of the consumption amount on a daily basis from the day the consumption occurs, with a daily interest rate of 0.5% and compound interest on a monthly basis. For the unpaid portion of the minimum repayment amount, a late payment fee of 5% will also be charged on a monthly basis.

2. Receive a reminder call and letter from the card-issuing bank.

3. If the credit card account is frozen by the card-issuing bank, the debt record may be fed back to the People's Bank of China's personal credit system, affecting the cardholder's personal credit record and causing the cardholder to be unable to apply for a housing mortgage loan normally. .