Because the bank will inquire about the credit report when handling the credit card, but the credit report of the cardholder who has not handled the record is blank, and the bank does not know the cardholder's performance record and credit rating, so it will be more cautious, mainly taking the monthly salary income as a reference.
I want to increase the amount of the first card approval: I will provide more asset certificates, income flow and consumption list to prove that I have consumer demand and repayment ability, and the bank will re-evaluate according to the information provided. I can increase the amount if it meets the requirements.