Generally, it can't be true, because the value of Apple headphones is still relatively high, and the bonus he gives you for card processing can't be thousands of dollars. You can call the credit card department of the bank for consultation. If the bank promises to send original Apple headphones, there will be no mistake.

There are two reasons for sending things by credit card:

1. Because users swipe their credit cards, merchants have to pay the bank a handling fee, so the bank will want more users to apply for credit cards, so a few outlets will send some small gifts.

2. Every bank card center has a card seller, and every successful card has a commission. Therefore, in order to attract cards, these people will also buy some small gifts from their own pockets. The value of these small gifts is nothing compared with the commission obtained by handling the card.

Matters needing attention in handling credit cards:

1, knowing the nature of credit cards.

Credit cards are paid after consumption, and deposits have no interest. There is a repayment date and a billing date every month. Once the repayment is not made within the specified time, interest on overdue repayment will be generated. Overdue will not only affect your credit record, bring you high income, but even be included in the list of untrustworthy people, which will bring you a lot of trouble in your later life.

2. Understand the pre-processing bank before handling the card.

There are many banks that can handle credit cards. If you are going to apply for a credit card, I suggest you compare the credit cards of various banks in advance to see the conditions, advantages and interest income of each credit card. Do three things well to get your favorite credit card.

3. Don't be greedy for cards.

In order to overdraw more money, some people will choose to get more cards. They always like to rob Peter to pay Paul to realize their desire to spend in advance. I suggest that you don't have too many credit cards when your income is not high, lest you can't cope with more and more interest and make yourself a complete slave.

4. At the bank outlets.

Some people like to apply for credit cards in stalls outside bank outlets, because credit cards handled in these places are generally more favorable and it is easier to apply for cards, but I don't know that while you covet other people's discounts, others are also coveting your wallet. Don't be greedy for petty gains. While you are greedy, you may also suffer certain economic losses.