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How to reply when someone says they give you money using a credit card?

Yes, as long as it is a normal money transaction, there is no problem, and the other party can pay off the credit card normally.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption, and then The bank makes settlements with merchants and cardholders, and cardholders can overdraw within the prescribed limit.