Alipay transfer can be withdrawn, and insurance can be surrendered. Can I withdraw my credit card bill in installments? Many people have gone through the stages without knowing the stages. They calculated it carefully and found that the handling fee was relatively high, so they thought about withdrawing cash. Can I withdraw it? What should I do in this situation?

It is understood that bill installment is a service provided by the cardholder of Shanghai Pudong Development Bank to repay the bill amount in installments during this period. Cardholders can log on to the client of Pudong Mobile Banking to apply for payment by installments, and divide 95% of the bill amount in this period into several installments, and each installment also pays a part of the principal and handling fee.

It should be noted that once the installment of Pudong Development Credit Card bill is successfully handled, it cannot be revoked, nor can the installment amount and installment times be changed. In other words, even if you return the goods or cancel the transaction after the installment, the bill installment still exists and will not be cancelled because of your personal behavior. You must pay back the money by installment every month.

What should I do if the installment of Pudong Credit Card bill cannot be revoked?

As mentioned above, the installment of the Pudong Development Credit Card bill cannot be revoked, but the cardholder can apply for early repayment to terminate the installment.

If the cardholder needs to pay off the outstanding installment payment in advance for the successful bill installment business, he must call the 24-hour customer service hotline of the credit card center to apply. After the approval, the remaining unpaid fees and unpaid principal will be included in the minimum repayment amount of the next bill in a fixed proportion, and the cardholder must pay off the minimum repayment amount at least before the final repayment date of the next bill, otherwise it will be considered overdue.

It should be noted that the installment repayment of Pudong Development Credit Card bill must pay off the remaining principal and handling fee of each installment in one lump sum, and the handling fee already collected will not be refunded.

Summary: PUFA credit card bill cannot be revoked after successful installment. It is quite uneconomical for the cardholder to repay in advance to terminate the installment, or to pay off the remaining principal and handling fee in one lump sum. In that case, it's better to pay by installments.