Withdraw 2000 yuan, handling fee 10 yuan, daily interest 1 yuan, and repay within 20 days after the bill date at the latest.
2. If you use a credit card, you can enjoy interest-free treatment as long as you pay in full before the due repayment date. If the repayment is not made in full, but the minimum repayment amount has been paid, all transactions in the bill will bear interest at the daily interest rate of 0.5 ‰ from the transaction entry date. For example, if you spend 65,438+00,000 yuan with a credit card, you will pay back 2,000 yuan on the due repayment date (the repayment amount is higher than the minimum repayment amount), and the interest will be calculated as 65,438+00,000 yuan, starting from the date when the consumption is recorded, until the repayment of 2,000 yuan is recorded, and the remaining 8,000 yuan will continue to be calculated. If the minimum repayment amount is not paid before the due repayment date, the interest calculation method is the same as above, but there will be a late fee, which is 5% of the unpaid part of the minimum repayment amount. The lowest RMB account is 5 yuan RMB, and the lowest foreign currency account is 1 USD/Euro. (charged monthly). The specific calculation formula is: late payment fee = (minimum repayment amount-paid amount on due repayment date) × 5%.
3. Theoretically speaking, repayment beyond the repayment date is overdue, but fortunately, when CCB has a five-day repayment tolerance (also called grace period), as long as the repayment is received within five days after the due repayment date, it will be regarded as timely repayment. So your due repayment date is 6.2, and the repayment before 6.7 is regarded as timely repayment. If the repayment amount reaches full repayment, you can also enjoy interest-free treatment for consumption.