Current location - Trademark Inquiry Complete Network - Overdue credit card - The credit card limit is 4000, even if the minimum repayment is made every month, can I still swipe 4000 every month?
The credit card limit is 4000, even if the minimum repayment is made every month, can I still swipe 4000 every month?
No, the credit card overdraft is subject to the available amount. Credit card overdraft cannot exceed the available limit. According to the minimum repayment amount, the available amount is usually low.

Credit card available limit:

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card. The available amount is comprehensively judged by the user's spending power and repayment status. With good credit and timely repayment, banks will naturally increase the credit limit and encourage users to spend. So there will be changes.