The paid bill refers to the money you want to pay back this month.

An unpaid bill refers to the money that your consumer bank has not settled in the current month, that is, the money that you will pay back next month.

the billing date is the specified day, and all your consumption last month will be settled by this day.

the repayment date refers to a period of time after the billing date is settled, and you must pay back the money on your last month's billed bill before this date. If it is delayed, you will be charged a handling fee and interest.

a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit. Extended information

The object of applying for a credit card can be divided into units and individuals.

the applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality in China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card.

to apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

after the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal. Resources

Baidu Encyclopedia-Credit Card