1. Once the credit card statement is printed, how do you calculate how much money has been used?

You can log in to the website to check, which contains detailed project consumption. There is a billing period for the credit card. This bill only shows the amount to be repaid in this period and the balance after consumption in this period. If there is a gap between the query time and the billing period, there will be a pure difference.

2. How is turnover calculated?

Bank card turnover is calculated based on bank deposits, transactions or withdrawals. For example, if you deposit 50,000 yuan one day and withdraw 50,000 yuan the next day, the bank card turnover will be 100,000 yuan. Bank owners mainly examine the customer's financial transactions to see whether the customer has stable cash flow, which can reflect the customer's repayment ability.

Supplementary information on banking industry turnover

1. Personal account turnover: Personal account turnover refers to the flow of funds from bank cards or passbooks of individual customers. If used by individuals within a period of time, If you make consumption through a bank card or passbook, the transaction list details of the personal account will be generated;

2. Corporate account flow refers to the account opened by a non-individual, usually a client company of the bank. Public *** account;

3. The main expression of inflows in the banking industry: input is expressed as a credit, input is expressed as a debit, mainly including deposits, existing deposits, transfers, wages, continuing deposits, and online banking transfers , payment for goods, labor fees, etc.;

4. Credit card statement: The transaction record of the credit card account is the transaction statement given by the bank to the customer, which cannot be used as a bank statement.

3. How to calculate the credit card running account?

When calculating bank flow, you need to look at the effective flow part on a flow statement. The standard for effective flow is:

1. The deposit must be greater than the withdrawal, such as deposit Take out 100 from 200;

2. Wage flow, but if wages are not paid in the form of transfer to a card, you can deposit the same funds at the same time as salary income flow;

3. Funds cannot be withdrawn within the same day.

What is bank statement

Bank statement refers to a bank card under a bank account. All transaction records that occur on the card within a certain period of time can be divided into personal and The flow of water to the public. Usually banks will require customers to submit a statement when they apply for a bank loan or credit card, in order to judge the customer's actual income and determine whether the customer meets the corresponding conditions. This is an important basis. The better the flow situation, the higher the chance of being issued a loan or credit card. Customers can also establish a good awareness of bank flow by understanding the calculation standards of bank flow, and improve the quality of their flow as much as possible while maintaining the authenticity of flow.

4. How to calculate the bank statement

The bank statement is the bank statement, which records the details of your daily bank transactions. The date and balance may be different from your bank diary. There is an error in the account, so a bank balance reconciliation statement is generated....