First: It is suggested to call the customer service hotline of Guangfa Credit Card, and then enter your friend's ID number to see if you can find out the information I handled. If you can't find it, then this credit card is not yours. If you don't receive it, they also have the right to withdraw their money.

Second: what you are looking for is obviously a black intermediary card. Generally speaking, the handling fee they charge is 15-30%, which is outrageous. It is unwise for you to let them handle it, and anyway, you still have to pay back the money yourself if you swipe your card.

I suggest making a decision quickly. If the company is threatened, you can call the police at any time. What these black intermediaries do is illegal. Don't ask them for help even if you are short of money in the future. Try to protect your rights and interests.