Deposit is required first. China Merchants Bank Young Card Campus Edition is a credit card launched for college students. This card has no limit. The credit limit will be temporarily sealed before graduation.

By depositing first and then spending, cardholders can enjoy the normal benefits of CMB credit cards such as dining discounts, movie ticket discounts, and points accumulation, as well as additional exclusive benefits of campus version credit cards such as specific fee exemptions. You can also start accumulating personal credit records during your studies, and you can have the opportunity to enjoy a higher credit limit by switching to a card after graduation.

Notes on using credit cards

Repay in time. This is the most important thing. After using a credit card for overdraft consumption, you must make repayment on the repayment date specified by the bank, otherwise the consequences of overdue records will be serious.

Use your card safely. Remember to keep your credit card information confidential to prevent it from being leaked and used by criminals to steal money. If your card is lost, report it as lost immediately.

Reconcile accounts carefully. Your credit card will have a statement every month. You can read the transaction records carefully to see if someone has stolen the credit card. You can also use this statement to see your monthly consumption.