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Can I apply for a credit card with a copy of my ID card?

No.

You cannot apply for a credit card with your ID card alone (either the original or a copy cannot be applied for). In addition, applicants must be between 18 and 60 years old and have a stable job and source of income.

Credit card application must provide the original ID card for verification before it can be processed, and the ID card provided must be within the validity period. There is generally no need to provide copies.

In addition to ID cards, domestic residents also need to provide: a completed and signed application form, proof of income, and proof of financial resources (must be stamped with the "red seal" of the unit where they work).

If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 60 days overdue) ) or a copy of the deposit receipt, etc.

When approving a credit card, the issuing bank will review whether to approve it based on its own situation (risk control capabilities, credit policies, etc.), the materials provided by the applicant, the credit report of the Credit Information Center of the People's Bank of China, and other comprehensive factors. Issue cards.

3. Application methods

1. Apply at the bank counter (when opening a card, you can open it by phone, text message, WeChat official account, etc.);

2 , Apply on the official website of a credit card (online card application is not available in some areas, please refer to the website for specific information; you must go to a designated outlet to apply for a card, and the bank will check whether the ID photo is of the applicant when opening a card);

3. Apply to the bank’s credit card clerk;

4. You can apply on WeChat (you must go to a designated outlet to open a card. When opening a card, the bank will check whether the ID photo is of the applicant) );

5. Bank credit card official APP application: Download the bank's official APP, find the credit card application, and fill in the relevant information as prompted (when applying for a card, you must bring the original applicant's ID card to the designated outlet to open it. card, the bank will check whether the ID photo is of the applicant when opening the card).