There are two ways to open online banking by credit card:

1. Log in to the bank website and click "Register" under Personal Online Banking. Generally, there will be "online self-service registration instructions". After reading the registration instructions, click "Register Personal Online Banking", then fill in the account number, password and verification code of the registration card, then submit it and follow the prompts. Online self-registration online banking has no payment function, and can only query account information.

2. With the bank card and ID card, you can sign an online banking contract at the local branch of the issuing bank. Open online banking, you can open online payment function. If your bank card has financial management function, you can also register to open online financial management function.

After the credit card opens online banking, it is convenient for online shopping settlement. Generally, debit cards need to be handled at bank outlets, and the biggest advantage of credit cards is that online banking can be basically opened by telephone or online.