Bank running water usually refers to banks. When applying for a loan or credit card, the bank will ask the applicant to provide a bank account to evaluate his repayment ability. The bank account will be printed out and the number of years of inquiry will be specified.
How many years can the running water of the bank be found at most?
In five years, the bank's running water can be found within five years at most. If it is more than five years, please refer to the relevant provisions of Article 29 of the Measures for the Administration of Bank Sales Identity Identification, Customer Identity Data and Transaction Records: the bank transaction records shall be kept for at least five years from the year when the transaction is recorded.
If you want to check the bank flow for more than 5 years, you should be prepared, but most banks still keep the bank flow for more than 5 years. Before, if the bank card was flooded, it was basically gone.
Second, the bank has a running water for a few years at most.
You can play for a year or two.
Printing bank flow can be operated in four ways:
1. Non-cash business windows that need to bring ID cards and bank cards to bank outlets are printed by bank staff;
2. Bring your bank card to the bank outlet for self-service inquiry and printing. Self-service inquiry machine-insert the card or passbook, enter the password, enter the inquiry details page-enter the date required for inquiry and printing;
3. Log in to personal online banking-open a personal account bill, select the period of bill inquiry, export the bill details, save the document, and then print it by a printer (premise: online banking function is required);
4. Download the customer service terminal of bank mobile app, log in to mobile banking, my account and account details, and you can view the bill flow. The bill flow is for inquiry only and cannot be printed (prerequisite: mobile e-banking is required).
Third, banks can play for a few years at most.
Generally, when handling a loan, users will be required to provide the bank flow for nearly 6 months. In most cases, the bank flow is directly printed by the self-service printer of the bank outlet. General self-service printers can print at most 1 year or 6 months of bank flow. Printing through the bank counter, then the operation cycle of the bank is generally two years.
Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water. Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks.
1. How to dial 1 for bank flow? After you confirm the bank to which the passbook belongs, take your ID card and bank card and go to the nearest bank outlet to inquire. The staff will print it for you. 2. You can also bring your own card or passbook to the self-service inquiry machine at the business outlets to print it yourself. Self-service printing process: self-service inquiry machine-insert card or passbook-enter password-enter inquiry details page-historical details-enter required date for inquiry printing-inquiry printing.
In addition, you can also query the bank flow in the following ways: 1. Users who have opened online banking, Apple macbookpro version 1 1.3, open the browser of Google Chrome 91.0.4472.114, and log on to the online banking for inquiry. 2. For customers who have launched mobile online banking, taking China Bank as an example, you can use iPhone 124. 1 to log in to the mobile terminal of China Bank APP7. 1.3. Note: If you need to prove the details of the bill, please apply for printing and have the teller stamp it in the bank.
Don't throw away the bank memo after printing it to prevent personal (enterprise) account information from leaking. 1. Private account flow refers to the details of the bank card (debit card) or bank current passbook in the customer's own name, as well as the transaction list of deposit and withdrawal business with the bank within a period of time. 2. The legal person account flow refers to the deposit and withdrawal list of the legal person account of the bank customer "legal person customer" (opening a basic legal person account).
The main forms of bank flow investment: the input is the lender, and the output is the borrower, mainly including card deposit, existing, transfer, salary, renewal fee, online banking transfer, payment for goods, labor fee, etc. 3. Credit card statement: the transaction record of a credit card account is the transaction statement given by the bank to the customer, which can only be regarded as a transaction record, but not as a bank running record.
4. How many years will transaction receipt be preserved?
1. According to different banks, the specific retention time is different, but it will generally be reserved for users within five years, and some banks may choose to reset after five years.
2. The access list of the bank card within one year can be printed out for free. I can apply for printing a running account at the bank counter with my ID card and bank card. Supplement: Bank card daily account inquiry method 1. Ask at the bank counter. 2. use ATM machine for inquiry. 3. Log in to personal online banking for inquiry.