The credit limit of the Industrial Bank Platinum Card starts from 100,000 yuan, which can be adjusted upward according to customer requirements. The adjustment is very flexible, saving users unnecessary trouble when applying to adjust the credit limit in the past.

However, the annual fee for the Platinum Card is also expensive, with the annual fee being RMB 2,600. Industrial Bank stated that platinum card customers will not adopt the ordinary card issuance model, which can prevent risks. Industrial Bank mainly conducts specific marketing among the senior management of the bank's corporate customers and individual VIP customers.

Extended information:

Introduction to Industrial Bank Platinum Card

Industrial Bank Platinum Card is a domestic product launched by Industrial Bank with the aim of "focusing on VIP services to seize the high-end market" The first platinum credit card with the theme of "dedicated VIP services". After the successful issuance of the standard platinum credit card, the You series platinum credit card launched by Industrial Bank this time provides more attractive and distinguished rights and interests for the needs of high-end groups in different fields such as business travel, medical care, and health.

For example, the Yoyi Business Travel Platinum Credit Card provides aviation accident insurance of up to RMB 10 million and the value-for-money "aircraft and wine redemption", that is, the card consumption points can be redeemed for InterContinental Hotels' 3,500 hotel rooms around the world and the five major domestic airlines. mileage; holders of the Youyue Golf Platinum Credit Card can enjoy unlimited free playing at more than 50 golf driving ranges across the country; with the Youyue Health Platinum Credit Card, they can enjoy unlimited expert appointment registration services at more than 100 top tertiary or well-known hospitals across the country. etc.

Industrial Bank official website - free adjustment of ultra-high limits

Baidu Encyclopedia - Industrial Bank Platinum Card