According to different card types, China Everbright Bank has formulated different annual fee-free rules. The specific rules are as follows:

① At present, both the gold card and the ordinary card in the credit card of China Everbright Bank can enjoy the annual fee-free treatment in the first year. If you swipe your card three times in the same year, if your total consumption reaches 2000 yuan, you can also waive the annual fee for the next year.

② Everbright Bank Sunshine Credit Card generally does not charge an annual fee. If you swipe your card for three times in the current year or spend a total of 100 yuan, you will be exempted from the annual fee for the following year.

3 As long as the big card is swiped three times, both the big card and the small card can avoid the annual fee of the following year.

④ Generally, the titanium card of Everbright Credit Card does not charge an annual fee in the first year, and can be deducted with 60,000 points in the second year. Everbright Credit Card Platinum Card, Diamond Card and Unlimited Card can't be exempted from the annual fee, but the corresponding points can be used to deduct the annual fee for the following year. The specific annual fee-free rules are as follows.

Extended data:

The online credit card application process of China Everbright Bank is as follows:

(1) Log in to official website Credit Card of China Everbright Bank and click I want to apply for a card.

(2) According to personal preference, select the card type and click Apply Now.

(3) Click Apply Now and fill in basic information such as personal ID number and contact information. In order to ensure the success of the application, please fill in the relevant information truthfully. After confirming that the information is correct, click Submit to complete the application.