1. Cash withdrawal at the counter of CITIC Bank outlets: Cardholders can withdraw cash at any business outlet of CITIC Bank with CITIC Bank credit card, and at the counter with their valid ID card and credit card transaction password.

2. Withdrawal from CITIC Bank ATM: Cardholders withdraw money from CITIC Bank ATM with CITIC Bank credit card, which is free of inter-bank handling fee.

3. ATM withdrawal from other banks: Cardholders can choose ATMs with corresponding logos at home and abroad according to the logo of the card issuer printed on the credit card.

4. Cash withdrawal at other banks' counters: According to the card issuer logo printed on the credit card, the cardholder can choose a bank counter with corresponding logo to withdraw cash overseas.

Two. Credit card withdrawal limit and limit of CITIC Bank

1. Credit card withdrawal has no interest-free period, and there is a handling fee. You are advised not to deposit money in your credit card.

2. The credit card withdrawal limit of CITIC Bank is set according to your card usage, which is generally 30% of your credit limit.

3. The daily withdrawal of each card in China shall not exceed 2,000 yuan. The daily withdrawal of each card abroad is no more than USD 65,438+RMB 0,000, and the cumulative withdrawal is no more than USD 5,000 per month.

Three. China CITIC Bank Credit Card Withdrawal Fee and Interest

1, withdrawal fee

(1) southern fund card: it is charged at 1% of the cash withdrawal amount, and the minimum charge is 9 yuan or 1 USD;

(2) Blue card: The accumulated cash withdrawal from CITIC Bank every month is less than 500,000 yuan (inclusive), and the part exceeding 500,000 yuan will be charged a handling fee of 3%; Inter-bank withdrawals are exempt from handling fees for the first two transactions of each bill month, and the excess is charged according to 2 yuan/transaction;

(3) Others: 2% of the cash withdrawal amount is charged in China, and the minimum charge is 20 yuan; Overseas, it is charged at 3% of the cash withdrawal amount, with a minimum charge of $3 or $30 or € 3.

2. Interest on overdraft withdrawal within the limit:

From the bank bookkeeping date to the repayment date, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis.

3. Handling fee for excess withdrawal: 3‰ of the recovered amount, with a minimum of 5 yuan per transaction.