There are three ways to query credit information:
Bring your ID card to the local central bank credit information center for on-site inquiry;
Inquire through some bank ATMs or websites;
Log on to the website of the central bank's credit information center, register and submit an inquiry application.
Credit record printing:
It is necessary to take the original and photocopy of the ID card to the Credit Information Center of the People's Bank of China for inquiry and printing, and some banks in Beijing have also launched self-service credit information report inquiry machines;
In addition, according to the current regulations, it is free for individuals to inquire about personal credit reports twice a year, and a service fee will be charged for the third time and above, 25 yuan.
Contents recorded in the credit report:
Personal credit report mainly records the overdue records of loans, credit cards or quasi-credit cards overdrawn for more than 60 days in the last five years;
Personal credit records, public information, and summaries of inquiry records of credit reports in recent two years. The inquired records generally show the reasons, methods and times of inquiry of the institution, as well as credit records, public records and inquired records.