1. McDougall Card in Pufa is really good, and there is no annual fee, and its shape is lovely. The only thing is that this card is a single currency card, which only supports RMB, which means it can only be used in China.

2. Minsheng Bank has a credit card, so it can really set its own model. It's called Minsheng Bank ID card. It's a dual-currency MasterCard, which is basically used in all countries. But what is not very kind is that the card fee 160 yuan. (160 card is accepted first, which is a bit dark) The charging policy is that the annual fee is free in the first year, 8 times in the first year, and the annual fee is free in the second year, and so on. Please refer to /help/help_idcjwt.htm for specific questions about ID cards.

3. Alipay doesn't need a credit card to be opened, and any bank's debit card (that is, it can't be overdrawn) can be opened. But the Bank of China can't. Bank of China's cards, including credit cards, do not support Alipay.

To sum up, if you don't mind the cost of Minsheng Bank ID card 160 yuan, it's a good choice. The pattern you choose will never be repeated with others.

Other lovely dual-currency cards: Doraemon Fan Credit Card of China Merchants Bank, Tom &；; Jerry Van Credit Card, Hello Kitty Fan Shuang Currency Credit Card. Minsheng Bank Ham Paradise Card. Garfield Credit Card of Industrial Bank (this is a special card, different from ordinary cards).