1. First of all, overdue repayment will cause damage to the credit record. The bank will report your overdue situation to the relevant credit institutions, which may lower your credit score, thus affecting your qualification and interest rate in the credit review process of applying for loans, buying houses or vehicles in the future.

2. Secondly, overdue repayment will result in penalty interest and late payment fee. China Construction Bank will charge a certain percentage of penalty interest and late fees according to the overdue amount and days, which will increase your repayment burden and lead to additional economic losses.

Finally, overdue repayment may trigger collection measures. CCB has the right to take legal measures to recover the arrears, which may include sending a collection notice, entrusting a third party to collect the arrears, taking legal proceedings and other measures.

Summary: CCB's credit card is overdue for 10 days, which will damage personal credit records, increase repayment burden and economic losses, and may face legal collection measures.

Extended data:

Overdue repayment refers to the failure to repay credit card consumption in full and on time after the specified repayment date. Overdue repayment will have a negative impact on personal credit records, which may lead to a decline in credit scores and restrict personal financial activities and credit applications. Therefore, it is suggested that cardholders develop good repayment habits and ensure timely and full repayment to maintain their credit status.