Tmall can be used in installments without a credit card. If you want to use Tmall staging, you have to meet two conditions. One is to open the balance treasure, and the other is that the money in the balance treasure is greater than the goods you bought.

Click to query your own Tmall installment quota: log in to your Tmall and you can query your own consumption quota on the home page.

Not all products support Tmall staging, and whether it can be staged depends on whether the merchant cooperates with Tmall. If a product can be placed in Tmall, there will be a prompt when placing an order (as shown in the figure below), and then follow the prompt to place an order.