1, Shanghai Pudong Development Bank American Express Platinum Card
Highlights: The airport in designated cities in China transited 5 times in the whole year.
Vip services at airports at home and abroad throughout the year (including entourage)
Alipay &; Wechat consumes 5 times points.
The annual points can be redeemed for 20,000 air miles (12: 1).
Annual fee: 3600 yuan/year. The first year is free of annual fee, and the second year can deduct 200,000 points.
Comments: The number one card for many years, although its rights and interests are shrinking year by year, is still one of the magic cards of the wool party. If you already have a platinum card from another bank, the chances of applying are very high. Cooperate with 5 points activities and deduct the annual fee appropriately.
Application link: /ccoa/ao.do? WSOA=SPDB 100092
2. Industrial Bank UnionPay Youbaijin
Highlights: In the whole year, domestic designated city airports transferred 4 times and foreign designated city airports transferred 2 times.
Vip service at airports at home and abroad throughout the year (myself)
Annual fee: 900 yuan/year. Charge when activated.
Comments: Although there is an annual fee, it is not too much. Airport shuttle can basically return blood, suitable for family travel or tourism. Anyone who has a stable job can basically get rid of the card.
Application link:/minisite/minisite/applycard/index.html.
3. ICBC Shangri-La Joint Platinum Card
Recommended reason: I have no limit on the number of times. In addition, 10 points can be exchanged for VIP, high-speed rail and shuttle service at domestic and foreign airports throughout the year.
Enjoy the membership and courtesy of Shangri-La VIP Gold Ring
Generally, there is a matching consumer loan amount.
Annual fee: 3600 yuan/year. The first year is free of annual fee, and the second year can deduct 200,000 points.
Comments: Online application is a bit difficult, basically all offline outlets need to submit documents. If the wages and provident fund are paid in ICBC, or there is an ICBC housing loan, the chances will be greatly increased. Suitable for small business, friends who need turnover, the interest on the matching loan amount is relatively low, the application on the mobile phone can be received immediately, and there is an interest-free period. Disadvantages, many consumption channels are incomplete.
4. CCB enjoys the Platinum Card.
Highlights: the domestic airport high-speed rail transfer 3 times in the whole year.
Free driving in China for 6 times throughout the year.
There are 3 VIP lounges in overseas airports and unlimited VIP lounges in domestic airports throughout the year (1).
Three-A hospitals make unlimited appointments for specialist clinics throughout the year.
Annual fee: 1800 yuan/year. You can deduct it with 400 thousand points
Comments: The application difficulty is similar to that of ICBC, and people who use CCB services are more likely to get off their cards. Points can be accumulated through dragon payment. If it's not good, it's just that mileage exchange is a bit tasteless.
Application link:/creditcard/cards/20180710 _1531211763.html.
5. Classic Platinum Card of China Merchants Bank
Highlights: Six VIP lounges (for two people) were set up at airports at home and abroad throughout the year.
Free all year round 1 physical examination and oral care.
Provided by 12 golf driving range all year round.
Annual fee: 3600 yuan/year. You can deduct it with 10000 points.
Comments: I need to apply for the network, but the conditions for handling the card are not high, and I can basically have a stable job. Birthday spending 10 times points can accumulate points.
6. Postal Savings Bank Zhi Ding Platinum Card
Highlights: Longteng VIP room is held 4 times a year at home and abroad, and CIP service is held 4 times.
Pick up and drop off at the airport or station twice a year.
2 expert number appointments and escorts throughout the year
Annual oral care 1 time
Tennis twice a year, badminton five times, fitness or swimming service.
1 annual inspection of agents
Annual fee: 2600 yuan/year. You can deduct it with 200 thousand points
Comments: It is necessary to apply for a branch, but the conditions for applying for a card are not high. It is said that it mainly depends on the provident fund. There are many bank activities, and you can accumulate points through activities. The disadvantage is that there is no mileage exchange and it is unfriendly to people who travel frequently.
Full text summary: use and cherish.